There are some requirements you must meet before you can get a USDA loan. First, you must have a low-to-moderate income which varies by each county. You can find out if you’re eligible in your county here. You have to agree to occupy the property as a primary residence and be a US citizen, non-citizen national, or a qualified alien. You must be legally able to obtain the loan and must not be banned from participation in federal programs. Finally, you have to show that you will be able to pay off the loan in a timely manner and purchase a property that is in an eligible location, you can see if the property you’re eyeing is in an eligible location online at the government’s USDA Rural Development site.